Support Your City’s Workforce with On-Demand Pay Without Changing Payroll.
Let's Connect
I look forward to discussing how we can give your city's employees instant access to the pay they’ve already earned—without changing your payroll or impacting cash flow.
Better Employee Retention. Reduce turnover and no-shows.
Zero Budget Impact. Completely free for employers.
No Payroll Changes. Integrates seamlessly with your existing HR/ payroll system.
Please fill out our form and I’ll reach back out to set up a demo!
Chris
Head of Partnerships
Let's Connect
I look forward to discussing how we can give your city's employees instant access to the pay they’ve already earned—without changing your payroll or impacting cash flow.
Better Employee Retention. Reduce turnover and no-shows.
Zero Budget Impact. Completely free for employers.
No Payroll Changes. Integrates seamlessly with your existing HR/ payroll system.
Please fill out our form and I’ll reach back out to set up a demo!
Chris
Head of Partnerships
Let's Connect
I look forward to discussing how we can give your city's employees instant access to the pay they’ve already earned—without changing your payroll or impacting cash flow.
Better Employee Retention. Reduce turnover and no-shows.
Zero Budget Impact. Completely free for employers.
No Payroll Changes. Integrates seamlessly with your existing HR/ payroll system.
Please fill out our form and I’ll reach back out to set up a demo!
Chris
Head of Partnerships
Let's Connect
I look forward to discussing how we can give your city's employees instant access to the pay they’ve already earned—without changing your payroll or impacting cash flow.
Better Employee Retention. Reduce turnover and no-shows.
Zero Budget Impact. Completely free for employers.
No Payroll Changes. Integrates seamlessly with your existing HR/ payroll system.
Please fill out our form and I’ll reach back out to set up a demo!
Chris
Head of Partnerships
Cities who rely on Express Wages
Cities who rely on Express Wages
Cities who rely on Express Wages
Cities who rely on Express Wages
WHAT OUR CLIENTS HAVE TO SAY
The City of Memphis is committed to recruiting and retaining top talent...and aims to lead among government entities in offering innovative employee support services. The Express Wages platform is critical in achieving this.
William Boyd
Total Rewards Officer
WHAT OUR CLIENTS HAVE TO SAY
The City of Memphis is committed to recruiting and retaining top talent...and aims to lead among government entities in offering innovative employee support services. The Express Wages platform is critical in achieving this.
William Boyd
Total Rewards Officer
WHAT OUR CLIENTS HAVE TO SAY
The City of Memphis is committed to recruiting and retaining top talent...and aims to lead among government entities in offering innovative employee support services. The Express Wages platform is critical in achieving this.
William Boyd
Total Rewards Officer
WHAT OUR CLIENTS HAVE TO SAY
The City of Memphis is committed to recruiting and retaining top talent...and aims to lead among government entities in offering innovative employee support services. The Express Wages platform is critical in achieving this.
William Boyd
Total Rewards Officer
Frequently Asked Questions
Everything you need to know.
What if an employee needs more money than the $200 maximum?
No—Express Wages gives you access to money you’ve already earned. There are no loans, no interest, and no credit checks.
Is there any way employees can access their wages early without paying the $4.95 fee?
Yes, they can put their requested amount on a debit card at no cost to them for instant access. Alternatively, ACH transfer is available for a $3.95 fee, providing access to funds within 1-2 business days.
How much effort or bookeeping is required from employers for their workers to gain early access to wages?
There’s a small flat fee for instant or next-day transfers. Or use our Visa® Prepaid Card to access your pay for free.
Can our city use Express Wages for early wage access if we don't offer employee direct deposit?
No, employers must use direct deposit. Express Wages’ API requires direct deposit. Thankfully we can assist with our debit card partnership to set up direct deposits.
Is this a high-interest-rate loan for the employee?
No. This is not a loan – there is no interest. Express Wages simply gives your employees access to wages they have already earned, providing up to 70% of their daily pay, or $200 per day, after their shift is complete.
When an employee gets early access to their wages, whose money are they getting? Is it our company's money or Express Wages' money?
Express Wages covers all the costs and risks. It’s their money. Your company’s funds remain untouched.
How do employees repay the wages they access early?
This is done systematically through the app and payroll platform. It will be deducted from your employee’s next paycheck.
Should our employees download the Express Wages app now and so it's ready in case they need early access to their earned wages for emergencies?
Yes, it’s always best to be prepared before bad things happen. The same is true for earned wage access. Please do yourself a favor and get set up now, so it’s there when you need it.
Frequently Asked Questions
Everything you need to know.
What if an employee needs more money than the $200 maximum?
No—Express Wages gives you access to money you’ve already earned. There are no loans, no interest, and no credit checks.
Is there any way employees can access their wages early without paying the $4.95 fee?
Yes, they can put their requested amount on a debit card at no cost to them for instant access. Alternatively, ACH transfer is available for a $3.95 fee, providing access to funds within 1-2 business days.
How much effort or bookeeping is required from employers for their workers to gain early access to wages?
There’s a small flat fee for instant or next-day transfers. Or use our Visa® Prepaid Card to access your pay for free.
Can our city use Express Wages for early wage access if we don't offer employee direct deposit?
No, employers must use direct deposit. Express Wages’ API requires direct deposit. Thankfully we can assist with our debit card partnership to set up direct deposits.
Is this a high-interest-rate loan for the employee?
No. This is not a loan – there is no interest. Express Wages simply gives your employees access to wages they have already earned, providing up to 70% of their daily pay, or $200 per day, after their shift is complete.
When an employee gets early access to their wages, whose money are they getting? Is it our company's money or Express Wages' money?
Express Wages covers all the costs and risks. It’s their money. Your company’s funds remain untouched.
How do employees repay the wages they access early?
This is done systematically through the app and payroll platform. It will be deducted from your employee’s next paycheck.
Should our employees download the Express Wages app now and so it's ready in case they need early access to their earned wages for emergencies?
Yes, it’s always best to be prepared before bad things happen. The same is true for earned wage access. Please do yourself a favor and get set up now, so it’s there when you need it.
Frequently Asked Questions
Everything you need to know.
What if an employee needs more money than the $200 maximum?
No—Express Wages gives you access to money you’ve already earned. There are no loans, no interest, and no credit checks.
Is there any way employees can access their wages early without paying the $4.95 fee?
Yes, they can put their requested amount on a debit card at no cost to them for instant access. Alternatively, ACH transfer is available for a $3.95 fee, providing access to funds within 1-2 business days.
How much effort or bookeeping is required from employers for their workers to gain early access to wages?
There’s a small flat fee for instant or next-day transfers. Or use our Visa® Prepaid Card to access your pay for free.
Can our city use Express Wages for early wage access if we don't offer employee direct deposit?
No, employers must use direct deposit. Express Wages’ API requires direct deposit. Thankfully we can assist with our debit card partnership to set up direct deposits.
Is this a high-interest-rate loan for the employee?
No. This is not a loan – there is no interest. Express Wages simply gives your employees access to wages they have already earned, providing up to 70% of their daily pay, or $200 per day, after their shift is complete.
When an employee gets early access to their wages, whose money are they getting? Is it our company's money or Express Wages' money?
Express Wages covers all the costs and risks. It’s their money. Your company’s funds remain untouched.
How do employees repay the wages they access early?
This is done systematically through the app and payroll platform. It will be deducted from your employee’s next paycheck.
Should our employees download the Express Wages app now and so it's ready in case they need early access to their earned wages for emergencies?
Yes, it’s always best to be prepared before bad things happen. The same is true for earned wage access. Please do yourself a favor and get set up now, so it’s there when you need it.
Frequently Asked Questions
Everything you need to know.
What if an employee needs more money than the $200 maximum?
No—Express Wages gives you access to money you’ve already earned. There are no loans, no interest, and no credit checks.
Is there any way employees can access their wages early without paying the $4.95 fee?
Yes, they can put their requested amount on a debit card at no cost to them for instant access. Alternatively, ACH transfer is available for a $3.95 fee, providing access to funds within 1-2 business days.
How much effort or bookeeping is required from employers for their workers to gain early access to wages?
There’s a small flat fee for instant or next-day transfers. Or use our Visa® Prepaid Card to access your pay for free.
Can our city use Express Wages for early wage access if we don't offer employee direct deposit?
No, employers must use direct deposit. Express Wages’ API requires direct deposit. Thankfully we can assist with our debit card partnership to set up direct deposits.
Is this a high-interest-rate loan for the employee?
No. This is not a loan – there is no interest. Express Wages simply gives your employees access to wages they have already earned, providing up to 70% of their daily pay, or $200 per day, after their shift is complete.
When an employee gets early access to their wages, whose money are they getting? Is it our company's money or Express Wages' money?
Express Wages covers all the costs and risks. It’s their money. Your company’s funds remain untouched.
How do employees repay the wages they access early?
This is done systematically through the app and payroll platform. It will be deducted from your employee’s next paycheck.
Should our employees download the Express Wages app now and so it's ready in case they need early access to their earned wages for emergencies?
Yes, it’s always best to be prepared before bad things happen. The same is true for earned wage access. Please do yourself a favor and get set up now, so it’s there when you need it.