Get Paid When You Need It — Not Just on Payday
Access the pay you’ve already earned, before payday.
No loans. No interest. No obligation.
Offered by your employer as a financial wellness benefit
How Express Wages Works
Express Wages lets you unlock the money you've already earned before your next payday. It's fast, secure, and flexible—so you can pay bills, buy groceries, or just breathe easier.
Work your regular shift
Withdraw a portion of your earnings instantly
Get the rest on payday as usual
How Express Wages Works
Express Wages lets you unlock the money you've already earned before your next payday. It's fast, secure, and flexible—so you can pay bills, buy groceries, or just breathe easier.
Work your regular shift
Withdraw a portion of your earnings instantly
Get the rest on payday as usual
How Express Wages Works
Express Wages lets you unlock the money you've already earned before your next payday. It's fast, secure, and flexible—so you can pay bills, buy groceries, or just breathe easier.
Work your regular shift
Withdraw a portion of your earnings instantly
Get the rest on payday as usual
For the first time, I feel in control of my money—not the other way around. Express Wages made that possible.
Tamara
Retail Associate
For the first time, I feel in control of my money—not the other way around. Express Wages made that possible.
Tamara
Retail Associate
For the first time, I feel in control of my money—not the other way around. Express Wages made that possible.
Tamara
Retail Associate
A simple benefit - on your terms
Express Wages gives you flexible access to pay you’ve already earned, without loans or credit.
What it is
A simple benefit that provides more control with your pay.
Access to pay you've earned
Optional and on your terms
Your employer approved benefit
What it isn't
Express Wages is not debt and doesn’t affect your credit.
A personal loan
Payday lending
Credit or debt
A simple benefit - on your terms
Express Wages gives you flexible access to pay you’ve already earned, without loans or credit.
What it is
A simple benefit that provides more control with your pay.
Access to pay you've earned
Optional and on your terms
Your employer approved benefit
What it isn't
Express Wages is not debt and doesn’t affect your credit.
A personal loan
Payday lending
Credit or debt
A simple benefit - on your terms
Express Wages gives you flexible access to pay you’ve already earned, without loans or credit.
What it is
A simple benefit that provides more control with your pay.
Access to pay you've earned
Optional and on your terms
Your employer approved benefit
What it isn't
Express Wages is not debt and doesn’t affect your credit.
A personal loan
Payday lending
Credit or debt
Frequently Asked Questions
Everything you need to know.
Is this a loan?
No—Express Wages gives you access to money you’ve already earned. There are no loans, no interest, and no credit checks.
Do I have to use it every pay period?
Nope. You decide when and how often you use Express Wages. It’s completely up to you.
How much does it cost?
There’s a small flat fee for instant or next-day transfers. Or use our Visa® Prepaid Card to access your pay for free.
How do I get started?
Once your employer offers Express Wages, you’ll get an invite to sign up and link your payout method—setup takes just a few minutes.
How much of my pay can I access?
You can access up to 70% (up to $200 a day) of your earned wages before payday, depending on your employer’s setup.
Is my personal and financial info safe?
Yes. We use bank-level encryption and strict privacy safeguards to protect your information.
Don't see what you're looking for?
Reach out to our team directly and we'll get back to you.
Frequently Asked Questions
Everything you need to know.
Is this a loan?
No—Express Wages gives you access to money you’ve already earned. There are no loans, no interest, and no credit checks.
Do I have to use it every pay period?
Nope. You decide when and how often you use Express Wages. It’s completely up to you.
How much does it cost?
There’s a small flat fee for instant or next-day transfers. Or use our Visa® Prepaid Card to access your pay for free.
How do I get started?
Once your employer offers Express Wages, you’ll get an invite to sign up and link your payout method—setup takes just a few minutes.
How much of my pay can I access?
You can access up to 70% (up to $200 a day) of your earned wages before payday, depending on your employer’s setup.
Is my personal and financial info safe?
Yes. We use bank-level encryption and strict privacy safeguards to protect your information.
Don't see what you're looking for?
Reach out to our team directly and we'll get back to you.
Frequently Asked Questions
Everything you need to know.
Is this a loan?
No—Express Wages gives you access to money you’ve already earned. There are no loans, no interest, and no credit checks.
Do I have to use it every pay period?
Nope. You decide when and how often you use Express Wages. It’s completely up to you.
How much does it cost?
There’s a small flat fee for instant or next-day transfers. Or use our Visa® Prepaid Card to access your pay for free.
How do I get started?
Once your employer offers Express Wages, you’ll get an invite to sign up and link your payout method—setup takes just a few minutes.
How much of my pay can I access?
You can access up to 70% (up to $200 a day) of your earned wages before payday, depending on your employer’s setup.
Is my personal and financial info safe?
Yes. We use bank-level encryption and strict privacy safeguards to protect your information.
Don't see what you're looking for?
Reach out to our team directly and we'll get back to you.