Get paid when you need it — not just on payday

Access the pay you’ve already earned, before payday.
No loans. No interest. No obligation.

Offered by your employer as a financial wellness benefit

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How Express Wages works

Express Wages lets you unlock the money you've already earned before your next payday. It's fast, secure, and flexible—so you can pay bills, buy groceries, or just breathe easier.

Work your regular shift

Withdraw a portion of your earnings

Get the rest on payday as usual

How Express Wages works

Express Wages lets you unlock the money you've already earned before your next payday. It's fast, secure, and flexible—so you can pay bills, buy groceries, or just breathe easier.

Work your regular shift

Withdraw a portion of your earnings

Get the rest on payday as usual

How Express Wages works

Express Wages lets you unlock the money you've already earned before your next payday. It's fast, secure, and flexible—so you can pay bills, buy groceries, or just breathe easier.

Work your regular shift

Withdraw a portion of your earnings

Get the rest on payday as usual

For the first time, I feel in control of my money—not the other way around. Express Wages made that possible.

Tamara

Retail Associate

For the first time, I feel in control of my money—not the other way around. Express Wages made that possible.

Tamara

Retail Associate

For the first time, I feel in control of my money—not the other way around. Express Wages made that possible.

Tamara

Retail Associate

A simple benefit - on your terms

Express Wages gives you flexible access to pay you’ve already earned, without loans or credit.

What it is

A simple benefit that provides more control with your pay.

Access to pay you've earned

Optional and on your terms

Your employer approved benefit

What it isn't

Express Wages is not debt and doesn’t affect your credit.

A personal loan

Payday lending

Credit or debt

A simple benefit - on your terms

Express Wages gives you flexible access to pay you’ve already earned, without loans or credit.

What it is

A simple benefit that provides more control with your pay.

Access to pay you've earned

Optional and on your terms

Your employer approved benefit

What it isn't

Express Wages is not debt and doesn’t affect your credit.

A personal loan

Payday lending

Credit or debt

A simple benefit - on your terms

Express Wages gives you flexible access to pay you’ve already earned, without loans or credit.

What it is

A simple benefit that provides more control with your pay.

Access to pay you've earned

Optional and on your terms

Your employer approved benefit

What it isn't

Express Wages is not debt and doesn’t affect your credit.

A personal loan

Payday lending

Credit or debt

Frequently asked questions

Everything you need to know.

Is this a loan?

No—Express Wages gives you access to money you’ve already earned. There are no loans, no interest, and no credit checks.

Do I have to use it every pay period?

Nope. You decide when and how often you use Express Wages. It’s completely up to you.

How much does it cost?

There’s a small flat fee for instant and same day transfers. Standard ACH (1-3 business days) is free.

How do I get started?

Once your employer offers Express Wages, you’ll get an invite to sign up and link your payout method—setup takes just a few minutes.

How much of my pay can I access?

You can access a portion (up to $200 a day) of your daily earned wages before payday, depending on your employer’s setup.

Is my personal and financial info safe?

Yes. We use bank-level encryption and strict privacy safeguards to protect your information.

Don't see what you're looking for?

Reach out to our team directly and we'll get back to you.

Frequently asked questions

Everything you need to know.

Is this a loan?

No—Express Wages gives you access to money you’ve already earned. There are no loans, no interest, and no credit checks.

Do I have to use it every pay period?

Nope. You decide when and how often you use Express Wages. It’s completely up to you.

How much does it cost?

There’s a small flat fee for instant and same day transfers. Standard ACH (1-3 business days) is free.

How do I get started?

Once your employer offers Express Wages, you’ll get an invite to sign up and link your payout method—setup takes just a few minutes.

How much of my pay can I access?

You can access a portion (up to $200 a day) of your daily earned wages before payday, depending on your employer’s setup.

Is my personal and financial info safe?

Yes. We use bank-level encryption and strict privacy safeguards to protect your information.

Don't see what you're looking for?

Reach out to our team directly and we'll get back to you.

Frequently asked questions

Everything you need to know.

Is this a loan?

No—Express Wages gives you access to money you’ve already earned. There are no loans, no interest, and no credit checks.

Do I have to use it every pay period?

Nope. You decide when and how often you use Express Wages. It’s completely up to you.

How much does it cost?

There’s a small flat fee for instant and same day transfers. Standard ACH (1-3 business days) is free.

How do I get started?

Once your employer offers Express Wages, you’ll get an invite to sign up and link your payout method—setup takes just a few minutes.

How much of my pay can I access?

You can access a portion (up to $200 a day) of your daily earned wages before payday, depending on your employer’s setup.

Is my personal and financial info safe?

Yes. We use bank-level encryption and strict privacy safeguards to protect your information.

Don't see what you're looking for?

Reach out to our team directly and we'll get back to you.

© 2026 Express Wages. All Rights Reserved. | Express Wages App Status | Privacy Policy - Terms & Conditions.

Express Wages is registered with the California Department of Financial Protection and Innovation (DFPI) under the California Consumer Financial Protection Law (CCFPL). Registration No. 04-CCFPL-2743168-3742871.

Express Wages Earned Wage License Number in Missouri is EWA-26-9837.

Express Wages Earned Wage License Number in Nevada is EWA00016.

© 2026 Express Wages. All Rights Reserved. | Express Wages App Status | Privacy Policy - Terms & Conditions.

Express Wages is registered with the California Department of Financial Protection and Innovation (DFPI) under the California Consumer Financial Protection Law (CCFPL). Registration No. 04-CCFPL-2743168-3742871.

Express Wages Earned Wage License Number in Missouri is EWA-26-9837.

Express Wages Earned Wage License Number in Nevada is EWA00016.